Loan Application Checklist

Here is a thorough guide to get your loan application process going in the right direction.

 

Personal Information

  • Drivers License, a clear copy
  • Permanent Resident Alien Card/ Green Card (front and back) if applicable
  • Mortgage Statements
  • Property Tax Bill
  • Hazard Insurance Declaration Page
  • Lease Agreements (all pages)
  • Home Owners Association Bill (HOA)

 

Assets

  • Bank Account Statements – 2 months, all pages
  • 401K Statements – 2 months/quarterly, all pages
  • IRA Statements – 2 months, all pages
  • Stocks/Bonds – 2 months, all pages

 

Income Documentation

  • Pay Stubs (most recent, 30 days)
  • W2’s – last 2 years
  • 1099 – last 2 years (if applicable)
  • Federal Tax Returns (1040) – all pages & schedules (2 years)
  • Social Security Awards Letter
  • Pension Letter
  • Divorce Decree – for Alimony and/or Child Support

 

If Self-Employed

  • K1’s – 2 years
  • Federal Business Tax Returns – 2 years – all pages & schedules

 

For your convenience, bellow is a downloadable Loan Application Checklist that you can print at home.

Loan Application Checklist

Contact Us

  • Sean Zanganeh
  • Keller Williams Realty
  • 12780 High Bluff Dr
  • San Diego, CA 92130
  • P: 858.345.9040
  • E: Sean@MySDDreamHome.com
  • CA DRE: #01851910